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Hi, 👋 Andrew Lugo
I am a 17-year veteran mortgage broker. I graduated from Cal Poly, San Luis Obispo with a degree in Financial Management and worked for consumer finance companies for over 16 years. I believe in the importance of education and trust that when presented with the appropriate information, clients make the choice that is best for their families. Unfortunately, some lenders only provide one option - that is sometimes the option that is best for them. Call/Email me today for a conversation regarding your specific needs. No cost to you and no credit check required.
REFINANCE ANALYSIS
We'll crunch the numbers so you'll know exactly how much money you can save.
PRE-QUALIFICATION LETTER
It takes less competition to see which individual loan terms best work for you.
HOME INSURANCE QUOTE
Don't just forget about insurance! — take the next opportunity — take this time to search.
TOOLS
YOUR TIME & MONEY MATTER. LET'S NOT WASTE EITHER.
From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
TYPES OF LOANS
PREPARE FOR THE BEST MORTGAGE EXPERIENCE
Our knowledgeable staff will help you understand each loan program you qualify for, and help you make the best decision for you and your family based on your situation
What We Do
We're making getting a mortgage easier than ever before. NEXA Lending has an experienced team of brokers on staff.
Home Purchase Loans
Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable.
Fast Funding
Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.
Cash-Out Refinance
Take advantage of your home's equity with a cash-out refinance. It's your cash — spend it how you see fit.
Refinance Rates
Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!
Evaluate Your Property
Know where you stand. With a property valuation in hand, you'll have better access to your options so you can see the next move.
Rate Comparisons
Don't just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.
Live Market Pricing
Real-time mortgage rates updated throughout the day
Latest Blog Posts
Insights and tips to guide you through home financing.
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Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.