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A comparison of available loan programs - conventional, FHA, VA, USDA, jumbo, HELOC and specialty financing - with the credit, down payment and property rules that decide which one fits.
Andrew Lugo, Loan Officer at NEXA Lending. NMLS #212011. Call (831) 229-5044.
Andrew Lugo is a Loan Officer at NEXA Lending (NMLS #212011). Expert mortgage loan originator in California helping first-time buyers, refinancing, and home purchases. Licensed #212011. Call (831) 229-5044 today.
Andrew Lugo is licensed to provide mortgage services in California.
Andrew Lugo offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (831) 229-5044 and email andylugolending@gmail.com to get started or ask about current mortgage rates and pre-approval.
Andrew Lugo's NMLS license number is 212011. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Andrew Lugo will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.